Rescue Capital Blog Your Money, Your Way

11Jun/13Off

Have questions about selling a structured settlement annuity ?

Posted by Rescue Capital

Anyone looking to sell some or all of their future structured settlement annuity payments usually has a lot of questions. Here are some the most common questions we get every day.

  •  How does the process work ?
  • Do I need to hire a lawyer ?
  • What is a discount rate ?
  • Why do I need a reason to get my money ?
  • What documents do I need ?
  • Can I just sell some of my payments ?
  • Do I have to pay taxes on this money ?
  • How long will it take before I get my money ?
  •  Will the insurance company object to the sale ? 
  • Will I have to be present in court?

I have questions about my structured settlementThe good news is that here at Rescue Capital, we have many years of experience dealing with every type of case in every state and we will be able to answer every one of your questions. More importantly though, every person's situation is unique. After finding out what your goals are and getting some basic information about your case, we will be able to offer you different options that you can weigh out. One of our primary goals is to make sure you understand fully each step of the process and how it impacts you. We want you to feel comfortable knowing that we have your best interests at heart and that will be our top priority from start to finish. So give us a call at 1-866-688-3532. If you don't have time to discuss it, just fill out our simple quote request form online here and we will get back to you when you are ready.

 

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4Jun/13Off

The value of money in your hands today

Posted by Rescue Capital

There are a bunch of reason why someone would want to have cash in their hands now instead of some future date.  Most people  know that $100 today does not equal $100 years from now.  If it being invested somehow and collecting interest then it may turn into much more years later. In some cases though, your money can more valuable today than it will be in the future. This very  important to understand if you own an annuity or structured settlement today.

Rescue Capital can help you get cash nowWhat your money is worth today is known as the present value. In order to have an equal amount of money in future years as you have today, you have to consider interest rates and inflation rates. These rates or yields change with time. These rates will impact the value of your money either today or in the future as well as what is known as the purchasing power of your money. Purchasing power of a dollar is the amount of goods and services that can be purchased with one dollar. Think about how much value you used to be able to get with one dollar versus what you can get today. Many of us remember when gas was $1.50  a gallon. Over time you need more money to get the same goods. This is an example of why one would need more money in the future to have the same purchasing power today.

By having the cash of  your future payments in your hands  today, you  may lose possible future value but you have an opportunity to use it now where it may be  helpful for your well being.  The result is you will have a lump sum of cash at its present value. One advantage of having a lump sum of present value cash is the purchasing power it holds today. Among many other advantages of having a lump sum of cash, it can be invested differently to earn higher returns than being locked into an annuity for example. You could invest in a business that gets a higher return on your investment than the level it would get in an investment. You may buy a home where, instead of paying rent every month, the money you spend living there builds equity overtime and  the value of the home will increase over that time. You may purchase a car where now you can get a better job, make much more money over time than you would if you had to take the bus or  the subway.

The equivalent value of money for either present values or future values is simply determined by a mathematical equation. The equation takes into consideration interest rates over time and the time period between present and future. Call us today at 866-688-3532 and we can discuss what options are available for you. If you prefer, you can just fill out an online quote request here and we can get back to you when you have more time.



31May/13Off

You are not just a number to us

Posted by Rescue Capital

There are many companies that offer similar services as us. We are not the only guys out there who can turn your future structured settlement payments into a lump sum of cash. There are hundreds, possibly thousands of companies that claim they can do it. More importantly though, please do not be misled that we are all the same. The process of picking the right company is a very important decision that should not be taken lightly.

You will find some structured settlement companies that spend millions of dollars each week on TV, radio and internet ads enticing at rescue capital you are not just a numberyou to call them. Some of them just see you as a number among hundreds of calls they will get this week. They see you on the other end of the phone as just another opportunity to make a buck. You are just one more sale to get that big bonus. You are just one more deal to help pay for that trip to Hawaii. Some will not have your best interests in mind when they try to talk you into doing things you don’t want to do in their quest for the almighty dollar.

At Rescue Capital, we see things much differently than many of the others. We know that you need a lump sum of cash for a very good reason. You may need money for medical bills for yourself or someone you love. You may need us to help you secure capital to quit renting and move into a home you can call your own in a good, safe neighborhood. You may want to further your education and go to college or a trade school. You may need us to help you get money so you can get a reliable car to get you to and from work. It might even be possible that you need our help because you need money to start a new business, become your own boss and leave the time clock behind you. There are many valid reasons you may need us. It is not about us. We remember that every time we talk to someone. We never forget that you are our top priority. We genuinely care and strive to earn your trust every day.

Call us today and let us see if we can help you 866-688-3532 or request a quote online HERE

 



28May/13Off

Resources for selling structured settlements

Posted by Rescue Capital

resource for structured settlementsAttempting to understand how to sell your structured settlement starts with knowing where to find all the free resources that can help  you get a lump sum of cash. Believe it or not, there are a bunch of legitimate places that will help you get the answers you need to sell your structured settlement. You just need to know where to look. We have provided this as a great starting point for anyone needing answers on how to sell your structured settlement payments for cash.

One of the first things you need to learn is that each state has different laws and statutes that govern structure settlements. There are 33 states that  passed some form of structured settlement protection act laws. Each state has differing laws designed to protect your interests as a consumer. Kevin M. McCarty, Commissioner, Florida Office of Insurance Regulation and President, National Association of Insurance Commissioners stated recently, "Someone considering a structured settlement should appreciate the important legal safeguards for those future payments.  State regulators nationwide have a strong record of enforcing the many consumer protections that help guarantee a structured annuity's financial security.  Our commitment and today's updated laws offer exceptionally effective financial security far into the future.

Another great resource to check out if you want to get more information on how to sell your structured settlement payments for cash is the National Structured Settlements Trade Association. Since 1985, this great organization has been the top resource of the structured settlement industry. Their blog  an invaluable place to find just about any question you may have about the structured settlement industry.

When you start to delve into the ins and outs of structured settlements, you will need to understand all the terminology they use and different words you will hear. Click this link to understand  in regular guy terms what it all means for you. Many of the most basic questions that relate to structured settlements can be found here.

When you need to find out how much your structured settlement payments are worth today, just call 866-688-3532. You can also fill out a simple online form here and get the answers ASAP. Whatever you decide to do with your structured settlement payments, remember that Rescue Capital will always make you their top priority.