Rescue Capital Blog Your Money, Your Way

11Jun/13Off

Have questions about selling a structured settlement annuity ?

Posted by Rescue Capital

Anyone looking to sell some or all of their future structured settlement annuity payments usually has a lot of questions. Here are some the most common questions we get every day.

  •  How does the process work ?
  • Do I need to hire a lawyer ?
  • What is a discount rate ?
  • Why do I need a reason to get my money ?
  • What documents do I need ?
  • Can I just sell some of my payments ?
  • Do I have to pay taxes on this money ?
  • How long will it take before I get my money ?
  •  Will the insurance company object to the sale ? 
  • Will I have to be present in court?

I have questions about my structured settlementThe good news is that here at Rescue Capital, we have many years of experience dealing with every type of case in every state and we will be able to answer every one of your questions. More importantly though, every person's situation is unique. After finding out what your goals are and getting some basic information about your case, we will be able to offer you different options that you can weigh out. One of our primary goals is to make sure you understand fully each step of the process and how it impacts you. We want you to feel comfortable knowing that we have your best interests at heart and that will be our top priority from start to finish. So give us a call at 1-866-688-3532. If you don't have time to discuss it, just fill out our simple quote request form online here and we will get back to you when you are ready.

 

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24Apr/12Off

5 Major sources of business capital financing

Posted by Dawn Anderson

Sufficient supply of funds is the key to the success of your business. There are two broad categories of capital requirements for your business - fixed capital requirement and working capital requirement. Under fixed capital expenses, there are machinery, plant and other fixed costs that you have to incur. On the other hand, working capital expenses include those expenses which you have to incur on a day to day basis. Anyways, all businesses are required to finance these two types of expenses. There can be long term as well as medium and short term sources of capital financing. Here we discuss about some sources of capital financing.

Share capital or equity capital
Share capital or the equity capital is the capital stock of a business generated from trading the stocks of the company in the share market. Unlike the debt capital, equity capital is not repaid to the investors. Equity capital is generated by the company by purchasing the ordinary shares or the common stocks of the company. The value of equity capital is determined by subtracting the current market value of everything owned by the company from the liabilities of the company. The equity capital is shown as the stockholders' equity or owners' equity in the balance sheet of the company.

Debt capital
Another important source of capital financing is debt capital. This particular type of capital is infused by the other parties under the condition that the money will be paid back within a predetermined future date, along with interest. In case of debt capital, bondholders, banks or wealthy individuals come to an agreement to borrow money to you in exchange of interest rate. You as the owner of the business can use the money to expand your business. Debt capital is considered as an excellent way to get funds as it is very easy to obtain this kind of capital. The profit of the owner is obtained by subtracting the cost of borrowing from the rate of return on the capital.

Mortgage loan (Home equity loan)
Another way to obtain capital is through taking out a home mortgage loan. Mortgage loans are secured loans and these loans are taken out against some real properties. The rate of interest associated with secured mortgage loans is comparatively less than the rate of interest associated with unsecured loans. You can use the mortgage loan proceeds for business expansion purposes.

Retained profit
You as the owner of the business can use retained profits to expand your business. Retained profits are nothing but the part of the net income earned by you after paying dividends to the investors. You can reinvest a part of the retained earning for developing your business.

Venture capital
Venture capital is for the early stage businesses which have high growth potential. If you have innovative business ideas with a lot of opportunities, then you can seek for venture capital. The venture capitalists are now playing vital role in modern growth-oriented business.

Apart from these, there are many other sources of business capital financing. As the owner of a business unit, you can opt for one or more sources of business capital.

About Guest Blogger
Kavin Matthews
- Kavin is a prolific business writer, with expertise in personal debt issues. To know more on personal debt related aspects, visit https://twitter.com/debtcc



16Jan/12Off

Doing the right thing each and every day

Posted by Dawn Anderson

Martin Luther King Jr. once said, “The time is always right to do the right thing” but how many of us really strive to make it our legacy? Not just saying it but actually doing it each and every day. Sure there are some people who make it their mission in life but what about companies? If the daily news is any indicator of company behavior, you may be hard pressed to find an example of such an organization.

At Rescue Capital, we believe so strongly in doing the right thing we made it part of our core values. Whether it is helping a small business owner to succeed or providing information on medical grants for a women needing cancer treatment, we believe that the little things we do make a big difference in the lives of others. By helping others whenever there is an opportunity to do so; treating everyone with honesty, respect and fairly; providing solutions that promote our customers’ best interest; giving superior customer service and offering low rates for their future annuity payments, we’re doing it every day.

Ideally it would be great if everyone believed and strived to live by our values but I realize that is just a dream. So as you reflect on this day, think about your dreams and what’s important to you. Do you dream about going to school or buying a home? Perhaps you want to pay off debt or start a business. Most dreams no matter how big or small require money to make them happen. Rescue Capital wants to help you make your dreams a reality by providing you with the cash you need from your periodic payments. Rescue Capital can help you to determine what the value of those payments and provide you with a highly competitive offer on some or all of your future payments.

If you have long-term payments but you need a lump sum, call Rescue Capital at 866.688.3532 to receive your free, no-obligation quote.



2Aug/11Off

Top 10 Reasons Why People Sell Their Payments

Posted by Dawn Anderson

Stuff happens and sometimes having periodic payments from a structured settlement or annuity is too restrictive. That’s why structured settlement factoring companies exist—to provide you with immediate access to your future payments. If you need your money now, why wait?

There are a variety of reasons people choose to sell all or part of their future payments for a cash lump sum. Below is a list of the top 10 reasons why.

  1. Avoid Foreclosure
  2. Pay off debt
  3. Buy a new house
  4. Pay for college
  5. Solve cash flow problems
  6. Pay your taxes
  7. Start a Business
  8. Make home repairs
  9. Purchase a car
  10. Pay back child support

Perhaps you have different reasons for selling your payments. After all it’s your money shouldn’t you be able to use it when you need it? Right now the interest rates are low and people are getting more money than ever for their future payments. So give us a call at 866.688.3532 today to discover how much your future payments are worth.