Rescue Capital Blog Your Money, Your Way

8Jul/13Off

Getting a free quote is easy at Rescue Capital

Posted by Rescue Capital

Stress free quoteI know that I am not alone in saying that calling in to a business to get a free quote can sometimes be stressful. Whether it is for insurance, some product or service you may be interested in or more complicated stuff like financial advisors, the process can, at times, be less than enjoyable. You could get a pushy salesman who won't take no for an answer. You could get someone on the line who is new and doesn't have any answers to your questions. You sometimes could get sucked into the old bait and switch or be persuaded to do something that is not in your best interests. At Rescue Capital, we try our best to make it easy and stress free every time.

When you call in to Rescue Capital, we are committed to helping you get all the information you need in a timely fashion. We will  answer any questions you may have about the process of converting future payments of a structured settlement annuity into a lump sum of cash. We will review with you all the options available for you and then we will let you take the time to make your own decision. Our Team has many years of experience dealing with all types of situations and helping those with many different needs. We know and understand how to help people get cash for their structured settlement annuity payments in every state and from most every insurance company out there. 

So, give us a call at 1-866-688-3532 and let us see if there is anything we can do to help you. If you don't have time to talk to us right away, then simply fill out out our online quote request form and we will get back with you when it is more convenient for you. 

 



13Jun/13Off

Good reasons to sell your structured settlement payments for cash

Posted by Rescue Capital

Chances are you have probably seen at least one “get cash for your structured settlement or annuity payments” commercial on TV.  What the commercials don't tell you is that the courts have to rule that selling some or all of the future payments of a structured settlement is in the best interest of the annuity holder before they approve  of it and the funds are distributed.  Wanting to go on a trip to Las Vegas or wanting to take a ski trip to Vail Colorado for the 2 months will usually not get approved. Yet, there are some very good  reasons why someone would want to consider selling future settlement payments . Here is a list of some valid reasons that courts have approved in the past.

  • Avoid foreclosureGood reasons for Rescue capital to help you
  • Pay for medical care
  • Make home repairs
  • Pay off high interest debt
  • Start a business
  • Put a down payment on a house
  • Buy a car
  • Continue your education
  • Pay taxes

The courts just want to make sure that it is a real need and that you are not being taken advantage of in any way. That is a good thing. Waiting for future payments does not always work with your financial needs, especially when you are struggling financially. That's why Rescue Capital is here to help. By purchasing all or some of your future payments for a cash lump sum payment, you can use the money when you really need it. If you would like to discuss your specific situation with us and take a look at some options that may help you, give us a call at 1-866-688-3532. If you don't have the time right away, simply fill out our online request form here and we will get in touch with you at a more convenient time.

 

Enhanced by Zemanta


11Jun/13Off

Pay off high interest debt

Posted by Rescue Capital

Rescue capital can help you pay off high interest debtGetting caught in the never ending cycle of trying to pay off high interest debt can be frustrating. It could be credit cards or store credit. It could be a car payment with a high interest rate. Whatever it may be, you may have limited or fixed income and can never seem to dig yourself out of the hole. You have monthly bills that you have to pay every month just to get by. Sometimes you can only afford to make the minimum payment on that credit card with the high interest rate. It seems that no matter what you do, you can never bring that balance down. You may get lucky one month and get a bonus or someone who owes you money finally gives you some of it so you put it down and see it drop a little bit. Yet, you do the math and realize it could take you 10 years to pay it off at this rate. 

So, what is there to do ? You could take a risk and pay one of those debt settlement companies to negotiate on your behalf to pay some of it off, only to find out if you do that your credit will  take a big hit. You could borrow more money from somewhere else and pay it off but that just creates a new debt obligation to some other company. You don't really solve any problems there.  So what real options are out there ?

If you have a structured settlement annuity, there is a very real option. At Rescue Capital, we talk to people all the time that are in the same situation you see yourself right now. We look at the future payments you have coming and we create some options for you. We look at how much money you really need to just pay them all off and start fresh. Many times it means just selling some of your payments. We  make sure its in your best interest and then we walk you through the process, step by step. When it is all settled, you get a lump sum payment sent straight to you and let you you start fresh, debt free. Give us a call and we can take a look at your situation 1-866-688-3532. If you don't have the time to talk now, just fill out a free quote request online right here and we will get back with you when you have more time .

6NFGDN8TBN9E



4Jun/13Off

The value of money in your hands today

Posted by Rescue Capital

There are a bunch of reason why someone would want to have cash in their hands now instead of some future date.  Most people  know that $100 today does not equal $100 years from now.  If it being invested somehow and collecting interest then it may turn into much more years later. In some cases though, your money can more valuable today than it will be in the future. This very  important to understand if you own an annuity or structured settlement today.

Rescue Capital can help you get cash nowWhat your money is worth today is known as the present value. In order to have an equal amount of money in future years as you have today, you have to consider interest rates and inflation rates. These rates or yields change with time. These rates will impact the value of your money either today or in the future as well as what is known as the purchasing power of your money. Purchasing power of a dollar is the amount of goods and services that can be purchased with one dollar. Think about how much value you used to be able to get with one dollar versus what you can get today. Many of us remember when gas was $1.50  a gallon. Over time you need more money to get the same goods. This is an example of why one would need more money in the future to have the same purchasing power today.

By having the cash of  your future payments in your hands  today, you  may lose possible future value but you have an opportunity to use it now where it may be  helpful for your well being.  The result is you will have a lump sum of cash at its present value. One advantage of having a lump sum of present value cash is the purchasing power it holds today. Among many other advantages of having a lump sum of cash, it can be invested differently to earn higher returns than being locked into an annuity for example. You could invest in a business that gets a higher return on your investment than the level it would get in an investment. You may buy a home where, instead of paying rent every month, the money you spend living there builds equity overtime and  the value of the home will increase over that time. You may purchase a car where now you can get a better job, make much more money over time than you would if you had to take the bus or  the subway.

The equivalent value of money for either present values or future values is simply determined by a mathematical equation. The equation takes into consideration interest rates over time and the time period between present and future. Call us today at 866-688-3532 and we can discuss what options are available for you. If you prefer, you can just fill out an online quote request here and we can get back to you when you have more time.