9Dec/11Off
Our Favorite Things-12/9/2011
It's hard sticking to a budget, especially around the holidays. Here are some interesting, low cost ways to keep your holiday spending down.
- Start a tradition-Holidays are about traditions. Moneyning has some inexpensive traditions you can start with your kids.
- Get creative-MyDollarPlan offers 5 alternative and creative gift giving ideas.
- Cut spending-Nine easy tricks to cut your spending today via DumbLittleMan.com
- Have fun-Wisebread offers these 14 fun winter staycations.
- Save on Everything-Kiplinger.com offers their best of everything list.
23May/11Off
It’s not the end of the world. Now what?
Since the end of the world didn’t happen on Saturday, it’s time to focus on your future. Whether it is creating a budget, paying off your debt or regaining your financial footing, now is the time to get started. So get out your bills, sharpen your pencils and let’s develop a plan.
Baby Steps
You got to crawl before you can walk. So start out slowly.
- Find a source of income
- Create a budget
- Build an emergency fund
- Pay off debt
- Fund retirement
Helpful Tips
- Cut back your expenses. Simple things like getting better pricing on your insurance or bundling your cable and phone can save you money.
- Sell some or all of your future payments from a structured settlement, annuity, life insurance policy, divorce settlement, royalty payments etc for a cash lump sum payment.
- Sell books, clothes, crafts, toys, electronics and other unwanted items on auction sites.
- Avoid incurring more debt and stop needless spending.
- Reuse or repurpose items when possible.
- Don’t give money to others that you don’t have.
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