Rescue Capital Blog Your Money, Your Way


Our Favorite Things – 3/2/2012

Posted by Dawn Anderson

Today you are you! That is truer than true! There is no one alive who is you-er than  you! Happy Birthday Dr. Seuss. In honor of this day, our favorite Seuss inspired things...

  1. Take a look in a book - Get involved! NEA’s Read Across America Day is a nationwide reading celebration that takes  place annually on March 2—Dr. Seuss’ birthday. Across the country, thousands of schools, libraries, and community centers participate by bringing together kids, teens, and books, and you can too! Incorporate these guides and activities to celebrate reading with young people.
  2. Save the books - Mazda pledges $1Million to public school libraries.
  3. Read a book, give a book - Donate books to those in need.
  4. Reading is fundamental - Help increase literacy through America through RIF's programs.
  5. Adult literacy and education - Resources for adult education and literacy.



Our Favorite Things – 1/27/2012

Posted by Dawn Anderson

Unfortunately many Americans are still struggling financially and are finding it hard to find good paying jobs or put food on their table. If you or someone you know could use a little help, the links below could be just what they need.

  1. Buy groceries without money - Thanks to organizations like Equal Dollars, people can provide community service work in exchange for "dollars" that can be used at local businesses to purchase goods and services--even food.
  2. You're hired - Job search tips to help you land that job in 2012.
  3. Help Wanted - Companies with openings right now.
  4. We're the best - 2012's list of the best companies to work for and there impressive list of perks.
  5. Come on get healthy - January is Cervical Health Awareness Month. Get a list of free or low cost screenings available.


How to sell your future structured settlement annuity payments without running into issues

Posted by Dawn Anderson

When it comes to selling all or some of your future payments many things can affect the outcome. If you’re properly prepared the transaction can go smoothly. However, if you don’t do your research ahead of time the sale might not go as planned. Here are some tips to get you started in the right direction.

  1. Do your homework-Research a few companies with the Better Business Bureau, talk to them to see what they have to offer. Some funding companies have merged but are still acting like they’re separate companies. Get multiple offers from separate companies and discuss the different options available to you such as deferring the sale or selling only a portion of your payments.
  2. Getting it in writing-Get a concrete offer in writing. If the company you’re talking to won't put it in writing go elsewhere. Reputable firms put their offers in writing and won’t give you the run-around.
  3. Going with someone you don’t feel comfortable with-If your representative avoids your calls, gives you the run-around or doesn’t take the time to explain things to you they may not be the right company. Go with a company that provides you with excellent customer service and treats you with the respect you deserve.
  4. Wasting the money-Instead of using the money to pay off high interest credit card debt or purchasing a home as intended, some people will go on costly shopping sprees or buy extravagant gifts. By using your money wisely you can avoid getting yourself into a deeper financial hole.
  5. Being Hasty-Haste makes waste. In other words, don't make rash decisions. Think everything through and don't just go with the first company that sends you an unsolicited check in the mail or has a memorable TV spot.
  6. Not reading the fine print-If you don't read your contract completely you could be getting in over your head and not even know it. Read your contract thoroughly and ask for help from a trusted advisor.
  7. Using a broker-Why pay someone part of your money in order to get you a good deal. By calling around to different companies you can get competitive quotes without the expense of a middleman.
  8. Selling too few or too many payments-Sit down and figure how much you need and the purpose. For example, if you need a new heating system you don’t need $300,000. Make a list of the things you need to purchase or pay off. Bring any estimates or bills with you when you appear in court. Make a budget and stick to it.
  9. Not getting advice-It’s important to talk to an independent advisor to determine if selling your future payments is in your best interest. In addition, make sure you understand your paperwork and the consequences of your transaction.
  10. Not calling Rescue Capital at 866.688.3532-Rescue Capital offers highly competitive rates, some of the best around. They take the time to listen to you and understand your financial goals. At Rescue Capital, you’re not a number but a person who needs our help.


Our Favorite Things- 11/11/11

Posted by Dawn Anderson

Happy Veteran's Day and 11/11/11. Thanks to all of those who have served in our Military. Here are some interesting tidbits for the week. Hope you enjoy.

  1. Google Doodle-Veterans honored with a Google Doodle. :-)
  2. Veteran's Day Deals-Service members receive these discounts.
  3. Don't worry-Financial help for everyday money issues.
  4. Group Gifts-New ways to shop online and save money.
  5. Help Wanted-Looking for a job? These companies are hiring.