Rescue Capital Blog Your Money, Your Way


You have a structured settlement but you need cash…

Chances are you’ve seen at least one “get cash for your structured settlement or annuity payments” commercial on TV. But do you know what a structured settlement is, how do you get one and how you can get cash today for your future payments?

A structured settlement is a financial arrangement that allows court-awarded compensation stemming from a lawsuit to be paid in regular installments rather than in one lump sum. The payments are paid over a fixed period of time or over the recipient’s lifetime. Some settlements may include a portion of the money to be paid as a lump sum payment, while others only offer periodic payments.

Structured settlements are often awarded to:

  • People with temporary or permanent disabilities
  • Guardianship cases involving minors or persons found to be incompetent and workers compensation cases
  • Wrongful death cases where the survivors need monthly or annual income
  • Severe injury with long-term needs for medical care, living expenses and family support

Although the reasons vary, people often sell their structured settlement payments for a cash lump sum to

  • Avoid foreclosure
  • Pay for medical care/bills
  • Make home repairs
  • Pay off high interest debt
  • Start a business
  • Put a down payment on a house
  • Buy a car
  • Continue their education
  • Pay taxes

A common underlying reason for selling future payments has to do with inflexibility of small stream of payments. Waiting for future payments doesn’t always work with your financial needs especially when you are struggling financially. That's why Rescue Capital is here to help. By purchasing all or some of your future payments for a cash lump sum payment, you can use the money the way you need.

Call Rescue Capital at 866.688.3532 to get your free no-obligation quote.

Posted by Dawn Anderson